Saturday, 1 August 2015

Important tips behind saving money





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Personal Finances is not about your money itself but it’s about your behavior towards it. There a tons of reason why people save but the concept of saving is  insanely simple yet not easy to achieve. It will be really hard for someone to save without this big motivation. Imagine yourself waking up feeling lost. A restless wanderer without a purpose. Saving money is like going to the gym knowing you are out of shape, but without the sense of  urgency you won’t even  start doing it. Your why starts with you. No one can push you hard aside from you. I believe that this is the year that you can change your financial life through changing your perspective.


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Clear purpose 

Your why is like the fuel to your car, without it you won’t last. Your aim is to save money for the future endeavor it might be for emergency, business or for a house etc. Try to reflect and ask yourself again and again the reason you need to save some funds. This will not be easy. Again, when you can’t identify your reason that is anchored to your core values it will be harder for you to accomplish goals you have in mind. Successful people know why they’re doing what they’re doing. 


Recommendation: Ask yourself deeply about the purpose of money that you have. Name every single cent, whether it is big or small everything has a purpose. Do this everyday and you will create a powerful habit that will last for a lifetime. Remember when you meet God someday He will ask you “what have you done with the money I gave you?”. 


Luke 16:11 ESV If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?





Determination 

This is the backbone of your financial life when everything is falling apart. There will be bumps on  the road. Your dreams will be derail once you don’t have this tenacity inside. After saving for 4 weeks and seeing your savings  account getting bigger you suddenly stop, what a crazy way to loose the momentum you built. After a couple of weeks of  not wasting your money and exercising your patience, you  suddenly cheat yourself with the ultra mega SALE. When your weak will and old habits knocks you down,  try to get back up asap. 

Recommendation:  Learn from you old ways. Create an action plan. Tell yourself that you want to win. You are not average but you are the master of your money and not the other way around.


Proverbs 13:11 ESV Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.


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Commitment 

Decide to be different. When I’m interested with something I go for it but when there are a lot of brick walls in front of me, commitment showing up. Those walls are the symbol of how much you badly need it. It is a matter of life and death. Are you willing to go thru the series of test just to pass that wall or when you face that great wall you just stop and accept it that there’s no way you can go through. Are you willing to act broke so you can be rich?


Recommendation: Do it, desire it everyday. You are committed to win not just today but a lifetime. Consciously fight till the end. 

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2 Timothy 4:7 ESV I have fought the good fight, I have finished the race, I have kept the faith.


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The habit of saving money is like an archery contest, you want to hit the bulls eye every time but it will take a lot of adjustment if you are NOT used to it.



David Isaiah Angway is a Financial Evangelist


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