Debt after debt again plus crazy purchases that you cannot stop. It seems like you are stuck in a really huge hole? No need to give up there's an answer to it. Yeah there are ways how to do that.
1. Pray.
Seriously, you cannot make it. No matter what you do you are going to lose control sometime in some ways you need a divine intervention that will keep you sane. I got tons of friends who almost lost their sanity when they got into huge debt but they have one thing in common they approach God who knows about everything. Don't Underestimate the power of communicating with Him because he will comfort you.
2. Heart surgery
Major reason why you are in debt is NOT because of SALE in all major shopping centers but you failed to acknowledge the fact that your heart is so deceitful wherein you think with your heart now. You buy with your emotions and you justify what you bought using logical manner. What a smart move right? Whenever I go to the mall and so hungry I normally end up buying food. Like that in my example whenever someone feels empty (depress, sad) and you got a cash or 40k credit line on your card that's a dangerous combination. I bet that you will end up buying a lot more things than usual. We want our emotions to filled up temporary You need to learn how to surrender your emotions and be self aware.
3. Accountability partner.
Ask one of your trusted friends, relatives, or church mates to check on you. This is the power of thinking that someone is genuinely concern about your success. The bonus here is if you fail with catching up with your financial goals this person will remind or even ask you what's happening so far.
Please take note there are many ways how to do it but to put proper foundation will never go out of style.
David Isaiah Angway is a Financial Evangelist
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