Wednesday, 22 September 2010

10 Tips for Generating a Great Freelance Portfolio

(This is a guest article by Angelita Williams*)

Landing freelance jobs can feel like a catch-22: you can't land them without work samples, but you can't get work samples without the jobs. This is why it's important to make sure your freelance portfolio is as polished and impressive as you can make it. Every freelance assignment you complete, no matter how small, can be vital to increasing your experience, broadening your skill set, and making your body of work that much more attractive to your next employer. Here are a few ways to maximize the impact of your freelance portfolio and drum up new work as a result.

  1. Keep it simple. Your online portfolio isn't designed to be an all-encompassing site that tells potential employers your life story. It's ideally a streamlined, clear, easy-to-navigate home for your work, whether you're a writer, designer, photographer, or do anything that can be excerpted and displayed visually. Your freelance portfolio is your chance to showcase your work with an emphasis on clarity and impact. Don't clutter the pages with random information, and don't overdo the design. If you remember nothing else, remember this: you have to let your work speak for itself.


  2. Focus on your skill. It's rare to find a successful freelancer who advertises herself or himself as a master of all trades. If you're a photographer, don't make a pitch for your web design skills; if you're a writer, don't go on about how you dabble in graphic art. Your portfolio is designed to sell your ability, and that means you need to devote your energy to promoting your main activity. If you get hired to do a job, then you can begin to put out feelers with your employer and let them know what else you're capable of doing. Until then, it's all about the big guns.


  3. Proofread everything. If you use "definately," you will definitely not get hired. Grammar isn't just the domain of sticklers and English teachers; if you want to impress potential employers, it's vital that your portfolio reflects the professional demeanor and skill you're trying to project. Misspelled words and sloppy writing will only prove that you didn't care enough about the details to bother checking them, and that sends a terrible message to hiring managers. It's not just about the spelling, but about what it says about you.


  4. Keep your work updated. Every time you complete a job, evidence of that work along with relevant samples should be added to your portfolio. Keeping your body of work updated can feel like a full-time in itself, but remember, every job you do will help you when it comes to the next one. It's true that you don't want to overload your portfolio -- it's designed to be an example of you at your best, not you in total. Still, as you progress, it's important to make sure your portfolio reflects the amount of work you've been doing, especially if you've done good work for increasingly major employers.


  5. Don't ramble. Get to the point. You don't have to give a detailed back story for every work sample in your portfolio, just the basic facts about who hired you, what you did, and what you learned. When you begin speaking with a potential employer, you can fill in more of the little details that are appropriate in job interview settings. Until then, err on the side of minimalism.


  6. Highlight your personal info. This one's so obvious that people forget to do it. Your portfolio is designed to show off your work and get you hired, but that's not possible unless employers can easily locate your information. A brief "About Me" page is all you need to discuss who you are, what you do, and how you can be reached. This is where you can talk a little about yourself and really sell yourself to potential employers.


  7. Make yourself easy to hire. Piggybacking on the previous tip, you need to make the hiring process as easy as possible for those looking at your freelance portfolio. Build in a simple block of information with a header like "Here's how to hire me" on your bio page, and provide handy links there, as well as contact info, on the home page, as well. You want an employer or hiring manager to be able to move seamlessly from viewing your work to sending you an e-mail or arranging a phone call. The harder they have to hunt, the less likely you are to get the job. When designing your portfolio, ask yourself, "How easy is it for newcomers to find out how to hire me?" Let the answer guide your design.


  8. Emphasize your diversity. It's a good idea to showcase how your skills have been applied across a variety of jobs. For instance, if you're a web designer, offer samples of sites for personal business, major corporations, blogs, and more. This lets employers know you can work at the professional level in multiple areas while also maintaining a core sensibility and skill level.


  9. Talk about your experience. It's a smart idea to include with your work samples a brief description of what you did and what you might have learned. You don't have to be blunt about it or say "I learned how to do this task on this job," but it's wise to discuss principles you applied. For instance, a freelance writer might discuss how market research played a role in tailoring content to an audience, which lets employers know you're able to solve problems and take proper initiative.


  10. Don't sell ads. Everyone needs money, but the portfolio brings in cash through jobs, not ads. This is your professional home online and a chance to create a package of your best work. You cheapen that immensely by selling ads against the content. Think of your portfolio like a business card; it's something you invest in knowing it will bring in work down the road. Keep your portfolio clean, ad-free, and focused on your work, and the money will follow on its own.


*About the author: This guest post is contributed by Angelita Williams, who writes on the topics of online college courses. She welcomes your comments at her email Id: angelita.williams7 @gmail.com.

*Image Credit: Photograph by cirox [via Flickr Creative Commons]

Thursday, 16 September 2010

Got Guts? Become a Student Landlord!

(This is a guest article by Kyle Chezum*)

If you're a student, chances are you pay rent to live somewhere. Real estate is a commodity. You're always connected to it, regardless of where you are. Real estate is the ground beneath your feet. And it's not free.

You may think you have to pay rent, that it's a necessity. I'll let you in on a secret. You don't. At least, you don't have to pay it to anyone but yourself. How do you do this? Simple. Buy a house.

Crazy? Not so much. You may have read my earlier article on how to prepare yourself for home ownership, while you are still a student. Today I am here to tell you that if you are diligent, you don't even have to wait until you graduate to make your home ownership dreams come true. Buying a house now makes a great deal of sense if you have access to some capital, want to build wealth, gain experience, and have nerves of steel. If you own a home and rent it out, you can save yourself some rent money and develop a real estate portfolio at the same time. It's better than working part-time at the cafeteria, that's for sure.

Here are a few pointers to get you thinking.

  1. You'll be investing your own rent. This is probably the best part. If you're "paying yourself rent" because you own the home, then that money is paying off your mortgage. A mortgage is like a savings account. The money you pay sticks around in the form of home equity. You're not just spending money. You're giving it back to yourself. This is much better than paying rent to someone else, which essentially means you're paying someone else's mortgage.


  2. It's good for your resume. Employers like to see that candidates are self-starters. Imagine walking into that job interview after you graduate and describing your past work experience. "I'm a residential property manager and investor." Wow. This is good stuff.


  3. Buy early. Most young professionals who purchase a home live there alone or with a single partner. This is a waste of space. Honestly. If you plan to purchase a home when you graduate anyway, why not buy it while you're still a student and rent out the extra space? Make some money for a change.


  4. Research property values. All of these ideas are great, but if you buy the wrong house, you're asking for trouble. Just look at the financial mess around us! Some neighborhoods are set to decrease in value in the future, and you don't want that. And you don't want to borrow more than what you can afford to pay. Do some homework before you make a purchase. Actually, do a ton of homework before you even consider making a purchase.


  5. Ask your parents to pay for it. This isn't a joke. Many parents purchase homes when their children leave for college with the expectation that their children, and their children's friends, will become tenants. If your parents are willing to buy the house in your name or provide money for the down payment, you'll be able to start your real estate career in no time.


  6. Use student loans to make part of the down payment. Check with your lender first. Most student loan originators will likely allow this, because student loans can be used to pay for living expenses. Purchasing a house is definitely a living expense. Don't, however, try to use student money to pay your whole mortgage. This may not work well, unless you plan to stay in school for the next thirty years.


  7. Rent to your friends. Managing the maintenance needs of a residential property will be much easier if you're working with your friends. Try to get your friends interested first, before you put an ad in the paper. It will be a much more comfortable experience for you.


  8. Document everything legally. This will kill you, but it has to be done. Make your tenants sign contracts. Big contracts. Huge contracts. Outline everything that your tenants are entitled to as tenants, and outline everything that you are obligated to do for them. Make sure everyone signs everything.


  9. Prepare to be stressed. You're a property manager. Do you know what this means? This means everything from fixing a broken washing machine to killing a spider in the backyard to telling the neighbors, again, to keep their dog off your tenants' front lawn. You will get phone calls, all the time, demanding that you take care of any number of issues that may arise. If you can't handle your classes and your part-time job as it is, don't kid yourself. You're not ready for home ownership. But if you're active, energetic, and passionate about challenges, consider investing in a home and becoming a student landlord.


It'll beat working at the cafeteria. Guaranteed.


*About the author: This guest post was provided by Kyle, a content specialist at Lender411.com. Lender411.com helps homebuyers compare mortgage rates, find local lenders, and locate the best mortgage packages available.

*Image Credit: Photograph by origamidon [via Flickr Creative Commons]

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Sunday, 12 September 2010

10 Ways to Save Money on School Supplies

(This is a guest article by Roger Elmore*)

We students tend to live on very tight budgets. Needless to say, saving money is of utmost importance. And now that it’s time to go back to school, we’ve got to be careful not to spend too much of the money we scraped together at the summer job(s). Here are a few tips to help save on school supplies.

  1. Check your Inventory

  2. Before you go shopping, make sure you know what you’ve already got. Hopefully you kept all your leftover materials from last semester so you can use them again. For example, if a three ring notebook is in good shape, then you don’t need to buy another one.

  3. Make a List

  4. Based on what you need, make a shopping list. It’s important to have a list in order to avoid spending money on impulse purchases. Stick to the list!

  5. Budget, Budget, Budget

  6. Look at your money situation and try to figure out how much money you’d be comfortable spending on books and supplies. Then, later, as you shop, you can challenge yourself to come under budget. Treat yourself with the leftover cash or put it towards paying off your student loans. Every little bit helps.

  7. Shop Around Before You Drive Around

  8. Check for sales going on at nearby stores as well as online marketplaces like Amazon. If you can make a few purchases online, then you’ll spend less gas money driving around for the item. Use Google Maps to plan out your shopping trip to each store so as to avoid unnecessary excursions. Know exactly what you’ll buy at each store.

  9. Know When to Buy Quality Stuff

  10. Often, you can get away with buying cheap, off-brand supplies; however, you’ll want to be sure to buy quality stuff when necessary. Papers and pencils should be cheap, but you’ll want to spend a little more on a good laptop case to protect your computer. If it’s good quality, you won’t have to buy another one for a few years.

  11. Buy in Bulk

  12. Gather a group of friends and put your money towards buying some of your supplies in bulk. Computer paper, three-ring binders, pens and pencils are often sold in enormous packages for much less money. Buy in bulk the items you know you’ll need for a while.

  13. Gently Used is as Good as New

  14. When you can, buy used supplies. Get to the bookstore early to have you choice of used textbooks. Also consider looking into various textbook rental agencies for good deals. If you like to hunt for you items, then hit up garage sales and thrift stores. Sometimes the effort is worth it.

  15. Share with your Friends

  16. If you take classes with your friends, consider sharing your supplies and splitting the cost. If you’re willing to work through the hassle of figuring out when who gets what, then this could be very effective at saving money.

  17. Prepare for Next Year

  18. Start getting ready for next year. Set up a separate account devoted to school supplies. Keep everything in one place. Track your supplies as the school year goes on so you can buy them as necessary and when you see them on sale.

  19. Seek Financial Help

  20. This can be as simple as calling your parents for a little extra cash or checking with your university library to see if you get credit towards a printing account. You might also consider pursuing financial aid for textbooks through the university. Also seek out grants and scholarships from the government.


*About the author: This guest post is contributed by Roger Elmore, who writes on the topics of bachelors degree. She welcomes your comments at her email Id: rogerelmore24 @gmail.com.

*Image Credit: Photograph by Claudia Snell [via Flickr Creative Commons]

Monday, 6 September 2010

Planning a Backpacking Trip? 10 Safety Tips You MUST Follow

(This is a guest article by Roger Elmore*)

backpackingFor most students, backpacking is a perfect mode of travel. It helps you save a ton of money compared to conventional modes of travel while providing a great a sense of thrill and adventure. But, every backpacker knows the secret to a successful trip is being prepared and taking the right safety precautions. Here is a checklist that helps ensure that every hiking excursion will be well planned and well executed.

  1. Dress Appropriately. Hikers know that the weather can often be unpredictable, especially in higher altitudes. Wearing multiple layers is the best way to stay prepared for any unforeseen changes in the climate. Removing top layers lets you quickly adapt to rising temperatures, while adding windproof, water-resistant top layers with good ventilations, will keep you warm and dry.


  2. Balance your load. Carrying an unbalanced pack is the quickest way to hurt your back, knees, or shoulders. Clothes and cooking essentials should be safely stored in the backpack's main compartment, while heavier, cumbersome items should be placed in the back. Essential items like sunglasses, maps, and flashlights can be stowed in outside pockets. Also, pack all clothes and food in water resistant plastic bags. If your pack should fall into a lake, or you experience an unexpected downpour, these items will remain dry.


  3. Bring plenty of food and water. Hiking can burn a lot of calories in one day, so backpackers should remember to pack plenty of carbohydrates that help replenish energy. Also, while water can be heavy to carry, getting dehydrated is a hiker's worst nightmare. If you are planning to hike for several days and there is a fresh water source in the area, like a like or moving river, consider bringing a water filtration system with you. This will reduce the amount of water you have to
    carry, but keep you hydrated. Also, water takes longer to boil in higher altitudes, so consider taking food that doesn't require hot water, like sandwiches.


  4. Travel together. Backpacking alone can be dangerous, especially in the winter and in rough terrains. Always hike with a partner to reduce the risk of getting lost or being stranded. And always remember to inform others of your scheduled route. This buddy system can help save your life in case of emergencies.


  5. Bring first aid kits. First aid, or emergency kits are essential for all backpacking trips. They should be tailored to address the needs of the individuals going on the trip, like their experience level and their age, as well as the expected terrain. Research any poisonous plants or animals that might live in the area, like poison oak or scorpions.


  6. Bring a map and compass. Every hiker should study a map of their proposed hike before embarking on the trip, and carry a map and compass during the trip. If members of the group become separated, they at least have the means to find their way to safety.


  7. Plan ahead of time. Planning the trip ahead of time will save backpackers time and energy. They should plan elements like realistic daily goals and emergency regrouping sites.


  8. Bring a basic repair kit. Sometimes backpack straps break, or camp stoves fail. Repair kits should include duct tape, a needle and thread, and simple tools. These things will come in handy should the shoe laces on your hiking books break, or your sleeping bag gets a rip.


  9. Wear sunscreen and glasses. While the weather in higher altitudes might be deceptively cool, the sun is still a hazard. All backpackers should wear sunscreen when hiking no matter the temperature. Also, snow can cause temporary blindness if continually looked upon without protective eyewear, so don those sunglasses, too!


  10. Bring plenty of fuel and an extra stove. Sometimes a stove breaks and can't be repaired and occasionally fuel canisters won't work properly. Bringing extra will ensure you can boil water and cook your food properly.


*About the author: This guest post is contributed by Roger Elmore, who writes on the topics of hotel management degree. He welcomes your comments at his email Id: rogerelmore24 @gmail.com.

*Image Credit: Photograph by argreen [via Flickr Creative Commons]

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